1. Acceptance of Terms

By accessing and using the LifeProtectPlus website and services (collectively, the "Services"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and LifeProtectPlus ("Company", "we", "us", or "our"), concerning your access to and use of our services.

2. Our Services

LifeProtectPlus operates an online platform that helps consumers compare life insurance quotes from various insurance providers. Our services include:

• Providing life insurance quotes from multiple carriers
• Educational resources about life insurance products
• Connecting users with licensed insurance professionals
• Customer support and assistance throughout the insurance purchasing process

3. Eligibility

To use our Services, you must be at least 18 years of age and have the legal capacity to enter into agreements. By using our Services, you represent and warrant that:

1. You are at least 18 years old
2. You have the legal right, power, and authority to enter into this agreement
3. You will not use the Services for any illegal or unauthorized purpose
4. Your use of the Services will not violate any applicable law or regulation

4. User Registration and Account Security

When you register for an account with LifeProtectPlus, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

Account Responsibilities

You agree to:

• Provide accurate, current, and complete information during registration
• Maintain the security of your password and identification
• Notify us immediately of any unauthorized use of your account
• Accept all responsibility for activity that occurs under your account

5. Acceptable Use of Services

You may use our Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:

• In any way that violates any applicable federal, state, local, or international law
• To impersonate or attempt to impersonate the Company or another user
• To engage in any other conduct that restricts or inhibits anyone's use of the Services
• To interfere with or circumvent the security features of the Services
• To submit false or misleading information when requesting quotes

6. Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Services. By using our Services, you agree to the collection and use of information in accordance with our Privacy Policy.

Please review our Privacy Policy, which also governs your use of the Services, to understand our practices. You can view our complete Privacy Policy here.

7. Insurance Quotes and Services

Quote Accuracy

Insurance quotes provided through our platform are estimates based on the information you provide. Final rates may vary based on underwriting, medical examinations, and other factors determined by the insurance carriers.

No Guarantee of Coverage

LifeProtectPlus does not guarantee that any insurance company will offer you coverage or that you will qualify for any particular rate. Insurance approval is subject to the underwriting guidelines of each individual insurance carrier.

Agent Relationships

When you request quotes through our platform, we may share your information with licensed insurance agents or brokers who can assist you with your insurance needs. These agents are independent contractors and are not employees of LifeProtectPlus.

8. Third-Party Services and Links

Our Services may contain links to third-party websites or services that are not owned or controlled by LifeProtectPlus. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You further acknowledge and agree that LifeProtectPlus shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such websites or services.

9. Disclaimers and Limitations of Liability

Service Disclaimers

The information, services, and materials contained on our website are provided on an "as is" basis. To the fullest extent permitted by law, LifeProtectPlus excludes all representations, warranties, conditions, and other terms which might otherwise be implied.

Limitation of Liability

In no event shall LifeProtectPlus, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

10. Modifications to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

Your continued use of the Services after we post any modifications to the Terms on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Terms.

11. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Services will cease immediately. If you wish to terminate your account, you may simply discontinue using the Services or contact us directly.

12. Governing Law and Jurisdiction

These Terms shall be interpreted and governed by the laws of the State of Wyoming, United States, without regard to conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of Wyoming.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

13. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

For general inquiries or customer support, you can also visit our contact page or reach out to our support team at [email protected].